Its role is simple: it helps you see and understand your investments in one place, even when they’re spread across multiple platforms.
Delta does not replace the services where you invest. Instead, it sits alongside them and gives you a clear, consolidated view of what you own and how it’s performing.
What Delta is
Delta is designed to track investments, not hold or trade them.
Delta is a read-only portfolio tracker, meaning it does not hold, deposit, or withdraw funds but instead syncs data from connected platforms to provide a consolidated view of your investments.
When you use Delta, you’re building a portfolio view based on activity that already happened elsewhere — on an exchange, with a broker, or in a wallet. Delta pulls this information in through account connections or manual transactions and uses it to calculate portfolio value, performance, and profit or loss over time.
This means you can track crypto, stocks, ETFs, funds, and other supported assets across platforms without switching between apps or maintaining spreadsheets. Delta’s job is to turn scattered investment data into something readable, consistent, and easy to follow.
What Delta is not
Because Delta shows real balances and market prices, it’s easy to assume it has control over your assets. It doesn’t.
Delta is not a wallet. You cannot store, send, receive, or withdraw crypto or other assets inside Delta. Your funds always remain with the exchange, broker, or wallet where you originally placed them. Delta only tracks what’s there.
For example, the "available cash" displayed in Delta reflects data synced from your connected platforms and is shown for tracking purposes only. This cash cannot be withdrawn or accessed directly through the app.
Delta is also not an exchange or broker. You cannot buy, sell, or place trades from within the app. Any trading activity must still be done on the platform where your account is held.
Finally, Delta does not move money. Even when you connect an exchange or broker account, Delta only uses read-only access. It can see transactions and balances, but it cannot make changes, execute trades, or move funds under any circumstances.
Additionally, Delta only requires read-only API keys for account connections, ensuring that it cannot make changes or execute transactions on your behalf.
How to think about Delta
The easiest way to think about Delta is as a dashboard for your investments.
It answers questions like:
What do I own across all platforms?
How is my portfolio performing overall?
Where are my gains or losses coming from?
What it intentionally does not do is hold assets, place trades, or act as a financial intermediary. That separation is what keeps your data organized and your funds safe.
For instance, notifications such as "Broker available cash withdrawal added to Main Portfolio" simply reflect data reported by your connected platform and do not indicate any action taken by Delta.
Why this matters
Understanding what Delta is — and what it isn’t — helps avoid confusion later, especially when connecting accounts or comparing balances with external platforms.
Common misconceptions include thinking that Delta holds funds or allows withdrawals, which it does not. Notifications about cash movements are based on data from your broker, not actions taken by Delta.
If you expect Delta to behave like a wallet or exchange, things won’t line up. But once you see it as a tracking and insight tool, the rest of the app makes much more sense.
To ensure your safety, remember that Delta will never ask for payments, cryptocurrency, or high-permission API keys. Be cautious of any claims suggesting you have funds in Delta that require fees to access them.