To record assets earned from mining, forks, airdrops, or crypto dividends, you will need to add them manually as a "Transfer" transaction. For traditional stock or ETF dividends, the process is slightly different and offers automation features.
Recording Crypto (Airdrops, Mining, Forks, and Staking/Dividends) To log your incoming cryptocurrency rewards, follow these steps:
Tap the "+" sign in the bottom right corner of your portfolio and select "Add Manual Transaction".
Choose "Crypto" and use the search bar to find the specific coin you received.
On the transaction screen, select the 'Transfer' tab at the top (instead of Buy or Sell).
In the 'Sent/Received From' field, choose the specific source of your coins: Airdrop, Mining, Fork, or Dividends/Staking.
In the 'Sent To' field, select the destination, which can be an exchange or 'My Wallet'.
Enter the exact amount you received and any network fees that were applied, then tap "Add transaction".
Once saved, Delta will create a deposit entry and automatically increase your overall holdings for that asset.
Understanding Cost Basis for Earned Crypto A crucial part of recording these types of deposits is understanding how they affect your portfolio's cost basis and profit calculations.
Zero Cost Basis (Default): For many users, the "Zero cost basis for dividends" setting is toggled ON by default. Because you did not actually purchase these assets, Delta assigns them a cost basis of exactly zero. Consequently, the full market value of the earned coins is treated entirely as unrealized profit, resulting in a 100% gain for those specific units.
Fair Market Value / Associated Cost: If your local tax regulations require you to treat airdrops or mining income as having a cost basis equal to their value at the time of receipt, you can turn this setting OFF. To do this, navigate to Settings -> Calculations and toggle off "Use 0 cost basis for forks, mining & dividends". When disabled, Delta will either use the Fair Market Value of the asset at the time of the transaction or use the manual "Associated Cost" you provide, adding it to your total cost basis.
Recording Stock and ETF Dividends If you are trying to record a dividend for a traditional stock or ETF, you will notice that there is no "Transfer" function available. Instead, Delta handles these in two ways:
Manual Entry: Search for the stock or ETF, go to its transaction page, and select the "Dividend" transaction type. You can toggle "Add to available cash" to ON if you want the dividend payout to automatically increase your uninvested Available Cash balance.
Automatic Dividends: Delta can completely automate this process for you. By opening the portfolio selector (the suitcase icon in the top right corner of the Portfolio screen), tapping the 3 dots ("..."), and selecting "Auto-Calculate Dividends", you can enable automatic tracking. When enabled, Delta will automatically add dividend transactions on their ex-dividend dates based on the number of shares you hold. These automatically generated dividends are directly factored into the asset's total profit and loss and are added to your available cash. Note that these automatic entries cannot be edited or deleted manually, but you can turn the feature off at any time to remove them and regain manual control.